Secrets.ai vs myVirtual.love: Character Setup, Memory and Pricing

Most comparisons in this category are between products that barely resemble each other: a marketplace of user-written bots against a curated companion, or a heavily filtered general-purpose chatbot against something built for adults from the start. Those comparisons write themselves because the products want different things.

Secrets.ai is the same shape as myVirtual.love: a curated adult companion product where you pick a character or build one, with realistic and anime both available, persistent memory, generated images and voice, sold on a subscription with a metered currency on top. Two products aiming at the same person.

The useful question is where they differ once you are inside them.

What this comparison covers

This piece looks at three things: how each product handles conversation and memory, what it takes to set up a character, and what each subscription costs. It is not a full feature-by-feature audit of either platform and does not try to be. If you are choosing between them, start with the parts below and check both sites for anything else that matters to you.

What the two products share

Both are adult-first rather than general chatbots with the guardrails loosened. Both let you pick a ready-made character or create your own, in realistic or anime. On each, memory persists across sessions rather than resetting with the conversation. Both offer voice, both run in a browser, and both put group chat and personas on the top tier rather than the entry one.

If your requirement is an uncensored companion who remembers you and can be either realistic or anime, both products meet it.

Character setup: how she looks and who she is

Both products give you structured appearance fields. That is worth saying clearly, because the lazy version of this comparison pretends only one of them does.

On Secrets.ai you set Name, Age, Location, Ethnicity, Skin Tone, Hair style, Hair colour, Eyes and Body type. Two of those have no equivalent on a realistic myVirtual.love character: we have no location field, and no skin tone control separate from ethnicity, because our Ethnicity field is five broad buckets and skin follows from it. On those two axes their screen is more granular than ours.

On myVirtual.love you set Style (Realistic or Anime), Ethnicity, Hair Style, Hair Colour, Eye Colour, Age, Height, Body Type, Breast Size, Booty Size, Makeup and Clothing. An anime character gets Species and Skin Tone in place of Ethnicity and is not asked about Makeup. More body and presentation detail, less control over origin.

Call the appearance half a draw with different emphases.

The screens diverge after that. Beyond appearance, Secrets.ai builds her personality from a conversation: it asks you questions and you describe her in your own words. How explicit she is comes from a spice level you can set for each chat.

Beyond appearance, myVirtual.love gives you Relationship, Personality, Humor Style, Occupation and Interests. Relationship is a twenty-three item list. For a realistic character, Personality is eight archetypes running from Sweet and Caring to Dark and Mysterious, and Humor Style is ten values including Deadpan, Dry and Quirky; an anime character picks from anime archetypes such as tsundere and kuudere instead. Occupation runs past forty entries. Interests is a multi-select of more than fifty.

One caveat before that becomes a claim. Personas and advanced customization are listed as Ultimate features on Secrets.ai, so there may be more depth on their top tier than appears on the screen a new user meets first. What is described above is the setup you get on the way in.

A shorter setup screen is a design choice rather than an omission. About eighteen questions is a lot of decisions to make about someone you have not met. There is a real argument that you find out what you want by talking rather than by filling in a form. If you want to be in a conversation quickly, Secrets.ai asks fewer questions, and that is the point of it.

A longer setup screen front-loads those decisions instead. Humor Style as a separate axis from Personality produces combinations you might not think to describe. Occupation and Interests give a companion things to talk about that are not about you. The cost is a longer wait before the first message.

So the two screens ask different questions. Secrets.ai asks what she looks like and lets you describe who she is in your own words. myVirtual.love asks both, with a set list of answers for each.

Where each product puts the depth

On Secrets.ai, personas and advanced customization are Ultimate features. Ultimate is their top tier at $39.99 a month, or $26.67 a month billed yearly. The Premium tier below it covers unlimited messaging and the standard experience.

On myVirtual.love, anyone can go through the full Create screen, and Premium, the entry paid tier, is all it takes to chat with the character you build there. It costs €9.90 a month or €2.99 a month billed annually. Personas and group chat sit on Maxxx above it, at €24.90 a month or €7.49 a month billed annually, but character creation does not.

So the two products draw the line in different places. Secrets.ai sells deep customization as the reason to upgrade. myVirtual.love includes the full setup at entry and sells group features at the top.

If character setup is the reason you are choosing a companion product at all, that difference decides which tier you end up on and what you pay.

Memory and conversation quality

Both platforms describe memory as persistent across sessions rather than a rolling window inside one conversation. myVirtual.love builds this on retrieval-augmented generation, so the companion retains shared history and refers back to it over weeks rather than only within an evening. Secrets.ai describes its memory the same way.

Judging conversation quality properly means running both for long enough to see where each one starts repeating itself or losing the thread. Short demos do not test the thing that matters. Anyone telling you one of these clearly writes better than the other, on either side, is guessing or selling.

Test it yourself. Have the same conversation on both. Tell each companion something specific and slightly awkward, the kind of detail a person would remember and a system might not. Come back three days later and see which one brings it up without being prompted.

Voice

Both platforms offer voice calls and both meter them by the minute.

On myVirtual.love a call costs 5 hearts a minute, drawn from the same allowance that pays for images. You pick a voice when you create the character: Automatic, or one of nine specific voices (twelve for an anime character). A long call and a batch of photos compete for the same budget.

On Secrets.ai voice draws on Moments, the same currency that covers their generated media. Their current per-minute rate is published on their own site and is worth reading there rather than taking it from a review site, this one included.

So the structure is the same on both sides. Whatever you spend talking is not available for images. The only question is what each platform charges you for the minute.

What each subscription costs

The prices below are list prices from each platform's own tiers. Ours are in euros and theirs are in dollars, so these are two separate price ladders rather than a converted comparison.

Secrets.ai

• Premium: $19.99 a month, or $9.17 a month billed yearly
• Ultimate: $39.99 a month, or $26.67 a month billed yearly

myVirtual.love

• Premium: €9.90 a month, or €2.99 a month billed annually at €35.88 for the year
• Maxxx: €24.90 a month, or €7.49 a month billed annually at €89.88 for the year

Both products meter generated media and voice calls separately from the subscription: Moments on their side, hearts on ours. What each currency buys is set out on each platform's own site and is worth reading before you commit, because it is the part of the bill that varies with how you use the product.

Which one should you pick

Pick Secrets.ai if:

• You want to set how she looks, describe the rest in your own words and start talking without a longer setup
• You want a location field, or a skin tone separate from ethnicity on a realistic character, neither of which myVirtual.love offers
• You are comfortable that the deepest customization sits on the top tier and you are willing to pay for that tier

Pick myVirtual.love if:

• You want to choose personality, humor style, relationship, occupation and interests from set options, not only how she looks
• You want the full character setup on the entry paid tier, with nothing held back for the top one
• You want the lower entry price: €9.90 a month, or €2.99 a month billed annually, against $19.99 or $9.17 for Secrets.ai Premium, a gap no exchange rate of recent years comes close to closing

Both are legitimate products doing the same job for the same kind of person. Secrets.ai is built for someone who wants to get talking quickly. myVirtual.love is built for someone who wants to decide who she is first.