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Which myVirtual.love Plan You Actually Need

16 September, 2026 · 6 min read

Which myVirtual.love Plan You Actually Need

myVirtual.love sells one free plan and two paid tiers, each billed monthly or yearly. That gives five options and three decisions: whether to pay at all, which tier to take, which cadence to pay on.

The arithmetic below is checkable, including the parts that argue against the more expensive option.

Start on the free plan

The free plan runs the whole platform with counters attached.

Five chat messages a day, three scenes a day, three characters you can create, one Studio render, rewind across your last ten messages, one branch per chat, twenty facts she keeps in mind. Photos, voice calls, chat modes and asking her to say something again are all absent. There is no heart allowance either. Hearts cannot be bought without a subscription, so photos and voice start with Premium.

Five messages a day is tight, deliberately. It still tells you whether talking to a character you built does anything for you. Three characters covers the realistic-or-anime question. One Studio render shows what the generator does with a girl you designed.

What both paid plans include

The two paid tiers share a floor that covers most of the product.

Chat goes unlimited and unmetered, however long a conversation runs or wherever it goes. Scenes, rewind and branching lose their counters. Character creation goes from three to unlimited. Editing a character costs nothing on any plan, including the free one. Chat modes unlock, as does asking her to say something again. Realistic and anime both stay available. Everything runs in the browser, with no app to install.

Hearts arrive every month and never expire, so an unspent balance rolls forward. Images cost five to eight hearts depending on the quality you choose. Voice calls cost five hearts a minute. Nothing else on the platform draws on the balance.

Premium and Maxxx differ by the size of that allowance plus four features.

The five options and what they cost

PlanPriceHearts a month
FreeNothingNone
Premium monthly€9.90 a month100
Premium annual€35.88 a year, or €2.99 a month150
Maxxx monthly€24.90 a month200
Maxxx annual€89.88 a year, or €7.49 a month300

In pictures and minutes: 100 hearts buys twenty standard images or twenty minutes of voice. 150 buys thirty. 200 buys forty. 300 buys sixty.

Pick the cadence before the tier

Premium annual costs €35.88 a year, which works out at €2.99 a month against €9.90 billed monthly. Across twelve months that is €35.88 against €118.80. The annual plan also carries 150 hearts a month against 100. Roughly a third of the price for half again as many hearts.

The gap is wide enough to outrank the tier choice. Twelve months of Premium monthly costs €118.80 and delivers 1200 hearts. A year of Maxxx annual costs €89.88 and delivers 3600 on the higher tier. That is less money for three times the hearts on the better plan.

Maxxx billed monthly costs €24.90, or €298.80 across a year, against €89.88 for the identical tier billed annually, which also carries 300 hearts a month rather than 200.

Monthly billing buys the option to stop. A week in, you cannot know whether you will still want this in March. Paying €9.90 to find out beats committing to a year on a guess. Treat it as a paid trial: use it hard for a month, then leave or switch. Staying on it past that point costs money for nothing.

Then size your month in hearts

Work out your own monthly number before choosing a tier. The tier follows from it.

Talking most of the time with a photo now and then runs thirty to fifty hearts a month, which 100 covers with room to bank. Add a ten-minute call once or twice a month and that is fifty to a hundred hearts on voice before the first image, which makes 100 tight and 150 comfortable. Someone who generates most days passes both, as does anyone who treats voice as the main event rather than an occasional one.

Three hundred is a different kind of month: sixty images, an hour of voice, or thirty images alongside half an hour of calls.

Estimate from month three rather than week one. First weeks run hot on every platform in this category. A tier chosen on that evidence is usually one tier too high.

Nothing expires, so the estimate does not have to be right. Underspend in a quiet fortnight and the balance waits for a heavy weekend later, which makes the monthly figure a rate rather than a budget that resets against you.

What Maxxx adds

Maxxx includes everything in Premium, then adds four things.

Twice the hearts, every month. Two hundred against a hundred on monthly billing, three hundred against a hundred and fifty on annual.

Group chat. Premium does not have it.

Personas, up to five of them.

Improved memory recall. Shared memory, plus the facts she keeps in mind going from twenty to forty. It does little in your first fortnight and a great deal once there is a history to hold.

Maxxx annual costs €89.88 against Premium annual's €35.88, so the step is about fifty-four euros a year. Buying hearts alone, Premium annual is the better rate: a little under two cents each against a little under two and a half. The step pays for the four features, with the doubled allowance riding along.

Group chat, personas and the memory step have to earn fifty-four euros a year between them. Months into a character you have built up, the doubled facts tend to settle it. Three weeks in, they usually do not.

If you run out before the month does

Top-ups need a subscription underneath them. Premium and Maxxx subscribers can buy extra hearts once the month's allowance is gone. Without a plan there is no way to buy hearts at all.

PackPriceCost per heart
25 hearts€2.99about 12c
100 hearts€9.99about 10c
300 hearts€24.99about 8.3c
750 hearts€49.99about 6.7c
2000 hearts€99.99about 5c

The rate improves with pack size, from about twelve cents a heart at the bottom to five at the top. Bought hearts never expire either, so anything you do not spend this month is still there next year.

How often you run short decides the rest. A pack before a trip or a stretch of nights alone covers a heavy month cheaply.

The recommendation

Start free. It costs nothing to learn whether any of this is for you.

Premium annual suits most people who decide to pay. It is the lowest monthly cost of the four paid options and it carries the larger Premium allowance. A hundred and fifty hearts a month covers the usual shape: a lot of unmetered conversation, a photo when a moment calls for one, a call now and then.

Take Premium monthly only if you genuinely do not know yet. Set a date to decide.

Take Maxxx if you want group chat, personas or the memory step, or if a month of real use has shown 150 hearts gone by the third week. Take it annually, since €89.88 for the year against €298.80 buys the same tier with half again the hearts.

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